Wednesday, February 11, 2015

Pros and Cons of Insurnace

What are the pros and Cons of Insurance ?

 In this world there is nothing which doesn't have pros and cons. If you tried to check out anythings which have only pros in yourself you might waste your whole life time. Every action has it reaction. Form our childhood we learn the Newton's law. And one of them is above. Every action has it reactions.  In this world we can never say that always we will have a good things. Sometimes you might heard that A high value, perfect business gown down in market, or you might heard natural disaster which make a loss of hundreds of life and properties, or you might heard that car accident, plane accident or even a new kind of diseases killing a lot of people. In this world, we are not sure what will happen to us in the future. But still we do our best to keep your future better or in right hand.

Talking about pros of Insurance, If we get insurance there are lots of benefit. We can get different types of insurance form the market, there is always a different types of Insurance and we can get them as our wish and capable. Like; Life Insurance, Health Insurance, Business Insurance, etc. We can get a insurance for anythings as our need or plan for better secure which gives us proper return over if any kinds of occur in the future. If we have insurance we can feel secure sometimes we might loss our beloved car. And we might have not proper fund to get a new one and also can't found lost one. In these kind of situation Insurance will helped us to get a new one, but we might get insurance before the car loss. This is a only simple example, in human life we can't predict what will happen so it is better to get insurance as our need and capability.

But still it depends on which kind of Insurance we choose. Because in every time we might get not reimbursement from Insurance, it have a lots of rules which we need to flow. In the case of hospital emergency, we can't able to follow every steps in those times if insurance can't help us to make easier approach then why should we paid our premium. Even if I get the life insurance and can't use in my life and they paid me after my death is also no use for me. If we get late in paying a premium they cancelled our all insurance. Is that good things ? Because sometimes we might get trouble and can't paid premium in time. In those time they call as their debtors. These kind of stuff shows the bad side of Insurance not only that if there is little different part than our agreements when accident occurs they might not reimburse us.

Whatever, getting Insurance is a good thing because it helps us to feel secure in future. Lots of Insurance company have different schemes which might helps for our selves and our children in future. But before getting insurance you must get perfect idea what kind of Insurance you need for better future !!!!!

No comments:

Post a Comment